There is new legislation geared toward helping homeowners who have fallen behind on mortgage payments In order to avoid going into default or to stop foreclosure, NC residents who are having difficulty making monthly mortgage payments or have missed one or more payments can see if they qualify for programs in which banks are willing to make loan modifications NC homeowners can enroll in the Home Affordable Modification Program (HAMP), which is one such option that makes mortgage payments more affordable…

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Stop Foreclosure With New Loan Modifications